This English translation is provided for your convenience. In the event of any discrepancy, the German version is legally binding.
Contact address
The owner of this website and the party responsible for its content is:
Iberica Kredit GmbH
Bahnhofstrasse 32
CH-9437 Marbach SG
Managing Director and responsible editor: Dylan Almeida Ferreira
Phone: 058 513 99 53
Email: info@ibericakredit.ch
Website: ibericakredit.ch
Disclaimer
1. Content of this website
Iberica Kredit (hereinafter “the author”) accepts no liability for the timeliness, accuracy, completeness or quality of the information provided. Liability claims against the author for material or non-material damage caused by the use or non-use of the information provided, or by the use of incorrect or incomplete information, are excluded unless the author can be shown to have acted with intent or gross negligence.
All offers are subject to change and non-binding. The author expressly reserves the right to change, supplement or delete parts of the website or the entire offering without prior notice, or to suspend or discontinue publication temporarily or permanently.
2. References and links
In the case of direct or indirect references to third-party websites (“links”) outside the author’s area of responsibility, liability would only arise if the author had knowledge of the content and it were technically possible and reasonable for the author to prevent its use in the event of unlawful content.
The author hereby expressly declares that no illegal content was apparent on the linked pages at the time the links were created. The author has no influence whatsoever on the current or future design, content or authorship of the linked pages and therefore expressly distances himself from all content on linked pages that has been changed since the link was created. This applies to all links and references within this website. Liability for illegal, incorrect or incomplete content, and in particular for damage arising from the use or non-use of such information, lies solely with the provider of the page referred to, not with the party that merely links to it.
3. Copyright and trademarks
The author endeavours to respect the copyright of all graphics, audio, video and text used in all publications, and to use graphics, audio, video and text created by the author or available royalty-free.
All brand names and trademarks mentioned on this website that may be protected by third parties are subject without restriction to the applicable trademark law and the ownership rights of their registered owners. The mere mention of a trademark does not imply that it is not protected by third-party rights.
Copyright for published material created by the author remains solely with the author. Reproduction or use of such graphics, audio, video and text in other electronic or printed publications is not permitted without the author’s express consent.
4. Validity of this disclaimer
This disclaimer is to be regarded as part of the website from which this page was accessed. If any part or wording of this text does not, no longer or not fully comply with the applicable law, the remaining parts of the document remain unaffected in their content and validity.
Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG).