Refinance or top up your loan
Already have a loan? We’ll check free of charge whether refinancing could save you money – or increase your loan by the amount you need.
Why refinance or top up?
Has your situation changed, or have interest rates come down? Then better terms may be closer than you think.
Refinance a loan
You move your existing loan to a new lender – ideally on better terms.
- Lower interest rate: you pay less interest over the full term
- Lower monthly payment: more room in your monthly budget
- Consolidate several loans: one payment instead of many
- We handle the paperwork with your current bank
Top up a loan
You increase your existing loan by an additional amount – for purchases or unexpected expenses.
- Extra funds without taking out a second loan
- Still just one monthly payment – clear and easy to plan
- Possibly better terms than your current loan
- Free review of your options
What refinancing can save you
Outstanding balance CHF 40'000, 48 months remaining: if the effective annual rate drops from 9.9% to 5.9%, the monthly payment falls noticeably.
Illustrative example with no obligation. Whether and how much you save depends on your personal situation and creditworthiness. Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG).
Request now – no obligation
Only the essentials – we’ll get back to you within 24 hours with an initial assessment.